As we attempt to put the dumpster fire of the year known as 2020 in the rearview mirror, it’s time for the annual ritual of making, and more importantly, keeping resolutions.
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It’s 2020, which means that millions of Americans are resolving to do something different with their lives. I’ll let you deal with your goals around diet and exercise and instead focus on three financial to-dos for 2020.
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Every year, millions of Americans resolve to “do better” with their money and 2019 will be no different. According to Fidelity Investments’ New Year Financial Resolutions Study, for the tenth consecutive year the top three financial resolutions among Americans considering one are: save more (48 percent), pay down debt (29 percent) and spend less (15 percent).
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A colleague of mine recently asked me how he might be able to finally stick to a budget. For years, he had tried to create and adhere to a specific annual spending plan, only to blow a hole through it at some point during the year. “What’s wrong with me? I know that I should do it, but there’s always something that comes up!”
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