I am preparing to take a much-needed vacation and in doing so, I am trying to figure out how to disconnect and recharge. According to a study from Project: Time Off, the average time a worker takes per year is now 17.2 days and more than half didn’t use all of their allotted days. That’s a shame, but the survey also notes that those who take a break are often more productive while they work and are more apt to be creative during their down time.
Read MoreFive years ago, I wrote an article that warned not to place too much emphasis on the
ability to work longer to fund retirement. The risk was abundantly clear: just because
you want to keep toiling, does not mean that you will be able to do so. For some, there
will be physical limitations and for others, there may not be a job. That’s why nudges
like me encourage you to diligently save during your working years.