Help! We're Drowning in Credit Card Debt.

Whether you make a lot of money or a little, no one is immune when it comes to racking up significant credit card debt. And if you're not tracking your money, it's much harder to right the ship.

Have a money question? Email us, ask jill [at] jill on money dot com.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.