Another week, another announcement of identity theft. This time, it was Premera Health customers, next time, it could be you. Because of the seemingly endless number of incidents, we decided to re-air our interview with nationally recognized expert on credit reporting, credit scoring and identity theft, John Ulzheimer.

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Retirement investing can be tricky business, but George from MD is actually in great shape. He has a pension that more than covers his needs,  $100K in an annuity, $80K in his deferred compensation plan and now wants to find a home for an extra $90K that he has in cash. After funding Roth IRAs for him and his wife, we discuss how to allocate the remaining money.

Ron from KY has bounced around a few different brokerage firms and has come to a conclusion: maybe he should manage his own money and pay himself the investment management fee! To help, we came up with an easy-to-implement balanced portfolio:

• 10% Money Market fund
• 30% Bond Index Fund
• 10% International Bond Index
• 30% Total Stock Market Index Fund
• 5% Small Cap Index Fund
• 10% International Stock Index Fund
• 5% Emerging Market Stock Index Fund

Samantha asked at what level could one properly diversify a fixed income portion of a portfolio with individual bonds, while Eileen is selling her vacation home and wants to know how to account for the improvements she has made over the years. In general, you add the cost of improvements to your original cost, but here is a link to the IRS site to help out.

Thanks to everyone who participated and to Mark, the BEST producer in the world. If you have a financial question, there are lots of ways to contact us:

• Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

• Send an email: askjill@jillonmoney.com 

• Tweet us: @jillonmoney and @MTalercio