Posts tagged Education Funding
#189 Democratizing Investing with Mitch Tuchman

After a volatile period in the markets, it's time to focus on things you CAN control, like the expenses you pay for investment management. MarketRiders.com and ReBalance-IRA.com founder Mitch Tuchman joins us to explain why now is a great time to seek affordable investment advice.

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Mitch says that fees are eating away at your bottom line, which is why he launched MarketRiders.com for do it yourselfers and Rebalance-IRA.com for those who want to outsource their management. And here's a stunning a fact: a recent ReBalance-IRA study found that half of the people surveyed think that they are paying ZERO in fees. If you are seeking investment advice, here are 10 Questions to Ask Before Hiring an Advisor.

Marcia from Maryland asked about collecting Social Security benefits from an ex-spouse, David from Texas wants to know whether he should he use extra cash flow to fund a Roth and separately, what's the best college funding vehicle? Jo from Louisville wants to know whether investment advisory fees are worth it and Sharon wrote in about my recent segment on CBS This Morning about “Women and Money”.

Thanks to everyone who participated and to Mark, the BEST producer in the world. Check out Mark's first-producing credit for this CBS Evening News segment that aired recently. If you have a financial question, there are lots of ways to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
#188 How to Land a Job for You and Your Kids

It's parents' weekend at many colleges all over the country, a perfect time for career expert, Sheila Curran of The Curran Consulting Group (CCG) to join us for a guest appearance. Sheila has spent a chunk of her career running college career service centers and is now a consultant who helps would-be job seekers of all ages to understand how to better position themselves to land a plum gig.

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What should young scholars be doing to prepare for the new cut-throat career world, where there is little loyalty and only a few formal training programs? Sheila says it is no longer about classroom learning-students should be interning as a means to try out different career tracks. She also advises that young interviewees do their homework before the interview. For mid-career professionals, who seek change, she advises to self-examination and to think like an employer!

Calls this week from Scott from Boston, Carol from RI, Debbie and Warren were heavily tilted towards retirement, while Mark from KY wanted to know what a self-described stock-market-a-phobe should do with an account that has ballooned in value?

Chris from MD asked how he might be able to determine whether his advisor is acting in your best interest? This allowed me to talk about the F-Word: FIDUCIARY! Check out: PlannerSearch.Org

No-Name, a recently retired with $185K in cash is seeking a “fairly safe” investment…ah, the age old question of risk vs. reward! And Chris from Melville, NY wrote in recommending that I discuss bond/CD ladders and Janice asked what would happen if a big custodian were to fail?

Here's last week's segment from CBS This Morning, where I discussed how to navigate benefits enrollment.

Thanks to everyone who participated and to Mark, the BEST producer in the world. Check out Mark's first-producing credit for this CBS Evening News segment that aired recently. If you have a financial question, there are lots of ways to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
#187 Fin Planning Week with CFP Board CEO Kevin Keller

What better way to celebrate Financial Planning Week than to have special guest Kevin Keller, the CEO of the Certified Financial Planner Board of Standards join the show! Kevin discussed why working with a CFP professional is so important and noted that while there are over 200 financial designations out there, very few are as rigorous as the gold standard CFP -- only 18 percent of current financial advice-givers have passed the test and completed the necessary requirements -- and the CFP Board is one of the few bodies that actually enforces its standards.

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The CFP Board recently conducted a survey to determine how parents are coping with college education. Two-thirds haven’t saved anything – maybe that’s because one-third of respondents are still repaying their own student loans! In the category of magical thinking, 13 percent think their kids will nab athletic scholarships!

In addition to Kevin’s great guest spot, your questions were awesome this week. Wayne from KY has done a great job of saving for retirement, but now has to be careful that long-term care doesn’t undo all of his great work! Here’s more on LTC: Is 90 the new 70?

Because Aaron: asked about it, here’s a Life Insurance Primer and for Dale, here the post “Drowning in Documents: What to Shred, What to Keep”.

Finally, thanks to Julie from Edina, MN, who wrote eloquently about her struggles to survive the recession and her ability to maintain her savings and dignity in the process!

Here's last week's segment from CBS This Morning, where I discussed how to beat rising bank fees.

Thanks to everyone who participated and to Mark, the BEST producer in the world. Check out Mark's first-producing credit for this CBS Evening News segment that aired recently. If you have a financial question, there are lots of ways to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE