Here we go, the last weekend of July! Hard to believe, right? The real life version of Groundhog Day, and that theme continues with us answering more of your questions.

We all fall into at least one of four personality categories: We’re either Upholders, Questioners, Obligers or Rebels, according to our guest Gretchen Rubin. Her latest book, The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better, was an instant bestseller.

Rubin says that understanding which category defines you, can transform what you do at home, at work, and in life by helping you make better decisions, meet deadlines, suffer less stress, and engage more effectively. [FYI, I’m an Upholder, as is Mark, which may explain why we work so well together!]

If you’re having trouble figuring out which tendency best describes you, fear not, as Gretchen has developed a very easy quiz for you to take. It takes no more than ten minutes and more than a million people have already completed it! You can take the quiz here.

Knowing who you are may be able to make you happier, healthier, more productive and even more creative. After all, it’s far easier to succeed, when you know what works for you and those who surround you.

Have a money question? Email me here.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.