Happy last weekend of June! Hard to believe we’re officially halfway done with 2021.

We kick off the final show of the month by answering a bunch of emails and then talking to one of you guys. No surprise the call was about early retirement. I think that has officially become the most popular topic, at least in the first half of 2021.

Award-winning Wharton Professor Katy Milkman has devoted her career to the study of behavior change, and this weekend in hour two she joins us to discuss her recently released book, How to Change: The Science of Getting from Where You Are to Where You Want to Be.

Change comes most readily when you understand what's standing between you and success and tailor your solution to that roadblock. If you want to work out more but find exercise difficult and boring, downloading a goal-setting app probably won't help.

But what if, instead, you transformed your workouts so they became a source of pleasure instead of a chore? Turning an uphill battle into a downhill one is the key to success.

Drawing on Milkman's original research and the work of her world-renowned scientific collaborators, How to Change shares strategic methods for identifying and overcoming common barriers to change, such as impulsivity, procrastination, and forgetfulness.

Whether you're a manager, coach, or teacher aiming to help others change for the better or are struggling to kick-start change yourself, How to Change offers an invaluable, science-based blueprint for achieving your goals, once and for all.

Have a money question? Email me here.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.