Sometimes fans come from out of the blue…we are grateful that a radio legend discovered Jill on Money!

• Download the podcast on iTunes
• Download the podcast on feedburner
• Download this week's show (MP3)

Meanwhile, back on the show, our regulars kept us busy. Mike from NY needs advice on how to break up with his current advisor; Kristen from TX asked about hardship withdrawals from retirement accounts; and Wanda from KY and Kathryn from MN are each weighing under what conditions to consider long term care insurance.

We love hearing from our young listeners too! Justin from MA is strategizing about student loan pay downs; Joe from VA has an 18-year-old son, who needs guidance about which kind of accounts to open; and Rainey’s 29-year-old granddaughter is considering a low-minimum investment vehicle for her Roth IRA.

We fielded a variety of investment questions from John, Ed, Mim and Raymond covered a lot of ground in terms of general research and protecting against emotions.

Mark asked about rolling over an old retirement plan and Pat inquired about dollar cost averaging.

Thanks to everyone who participated and to Mark, the BEST producer in the world, who was alone while Christina the intern was on vacation. If you have a financial question, there are lots of ways to contact us:

• Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

• Send an email: askjill@jillonmoney.com 

• Tweet me: @jillonmoney

Congress finally acted to fix the student loan fiasco, by linking the interest rate to the 10-year Treasury yield. Just because you can borrow money for college, doesn't necessarily mean that you should...

• Download the podcast on iTunes
• Download the podcast on feedburner
• Download this week's show (MP3)

We fielded a bunch of questions about college loans and the best ways to save for education, starting with Aaron from MN, who is getting an early start with a three-month old! Also weighing in was Dwight from KY, who found a kindred spirit in being anti-debt and David from TX and Brittany from Boston, both of whom are juggling college and retirement savings.

Early retirement seems like such a 1990’s concept, but it seems to have emerged during this show. Victor was helping his dad figure out whether he can call it quits at 60, while Vicki, Diane and Helen are trying to manage their money more effectively, either with the help of an advisor or on their own.

Joe from Hawaii asked about whether he had too much in emergency reserves. My answer is even if you make a lot of money, maintaining 6 to 12 months of expenses in a safe place can protect you against a variety of unforeseen circumstances.

Thanks to everyone who participated and to Mark, the BEST producer in the world, who was alone while Christina the intern was on vacation. If you have a financial question, there are lots of ways to contact us:

• Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

• Send an email: askjill@jillonmoney.com 

• Tweet me: @jillonmoney