As California Chrome attempts racing's ultimate trifecta at Belmont this weekend, the triple crown of your financial life is easier to achieve: (1) Pay down consumer debt (2) Establish emergency reserve fund (3) Maximize retirement contributions.

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In honor of the Belmont Stakes, Queens-born financial whiz Michael Goodman, President of Wealthstream Advisors was our guest. Michael provided great advice on how to approach the client-advisor relationship; ways to kick-start your financial life for the second half of the year; and discussed the difference between passive and active investing.

Listener questions included a great discussion about long term care with Kathy; buying versus renting (and reverse mortgages) with Sandy; and education saving for Rick and Aaron.

Marie wondered about contesting a will, while Eileen wants to start Roth IRAs for her favorite 18 year-olds and Carol followed up with more details so we could advise her about investing the proceeds of her house sale.

Thanks to everyone who participated and to Mark, the BEST producer in the world. Check out Mark's first-producing credit for this CBS Evening News segment that aired recently. If you have a financial question, there are lots of ways to contact us:

• Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

• Send an email: askjill@jillonmoney.com 

• Tweet us: @jillonmoney and @MTalercio