I know the whole goal of this program is to take the mystery out of your finances, but sometimes it’s easier said than done, especially when you’re dealing with a non-traditional situation, and that’s the case with our caller this week.

But don’t worry, we address plenty of traditional situations by answering a bunch of your emails!

Stimulus payments have been a critical lifeline for many Americans during the coronavirus crisis. But what if you didn’t receive the full amount due to life changes such as a new baby or lower income? Thankfully there’s a way to solve this, in the form of a recovery rebate credit.

The recovery rebate and your stimulus payments are actually one in the same. It’s just that the recovery rebate credit is paid as part of filing your return.

Joining us this week to help make sense of it all is Kathy Pickering, the chief tax officer at H&R Block.

Have a money question? Email me here.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.