9/15/22: More often than not, I hear you and Mark recommend Roth 401(k) contributions, whether the person is in the 12% tax bracket or the 24% or 32% tax brackets. What are your guidelines when deciding between a traditional or Roth 401(k)?

When it comes to your 401(k), should you be using the pre-tax option or the post-tax Roth option?

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Even though you're in a pretty high tax bracket, should you bite the bullet and start using the Roth 401(k) at work?

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After 20 years of tax-deferred savings, your workplace retirement plan recently started offering a Roth 401(k) option, does that mean you should start using it?

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Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Is it ever too late to start using the Roth function within your workplace retirement plan?

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Please leave us a rating or review in Apple Podcasts.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.