12/19/23: I am 70 and my wife is 68. My pension and Social Security cover our living expenses. Should we be considering long-term care insurance?

11/28/23: Is there any reason why we should keep a whole life insurance policy for my son?

10/19/23: I have a whole life insurance policy but I no longer think it's best for me. Would you recommend I blow out of it?

9/15/23: My husband is turning 65 and I am 63. We each have term life insurance policies. At what point can we give these policies up?

9/6/23: About ten years ago I purchased a whole life insurance policy, should I keep or ditch it?

8/25/23: Given that we’re both high wage earners, and we have three kids, do you recommend whole life insurance as a way to invest for the kids?

7/14/23: Now that we're both retired at 61, does it make sense for us to consider a Life Insurance Retirement Plan (LIRP) as opposed to a Roth conversion to save on future taxes?

6/15/23: I know from listening to enough of your episodes that you're not fans of life insurance policies as an investment vehicle. Can you discuss the scenarios where life insurance as an investment vehicle makes sense and where it doesn't and why?

2/10/23: I’m a 44 year old single woman with no kids and on the fence about spending $10k per year on long-term care insurance. Should I do it?

2/4/23: With the premiums going up and up and up, should we keep or ditch the long-term care policy that my mother has?

2/2/23: I'm working with an advisor and she's pushing us to get whole life insurance policies. I was initially thinking we needed term policies so now I'm wondering if this is the right move?

12/10/22: Is a whole life insurance policy a good idea to use as a buffer against stock market volatility?

9/11/22: As I prepare to make a career change, is there any reason why I should be considering life insurance?

9/5/22: Is there any reason why I should be considering a life insurance policy for my child?

6/4/22: Is life insurance a good vehicle when it comes to saving for college?

12/28/21: I'm being pitched a whole life insurance policy, do I need it?

We're sticking with the insurance theme this holiday weekend, this time talking about whole life policies.

Merry Christmas! What better way to celebrate than by talking about insurance policies :)

Whether or not you need life insurance all depends on what's going on in your life. Some people need it, others do not.

Have a money question? Email us, ask jill [at] jill on money dot com.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

If you're being pitched a financial product, and deep down inside you have a funny feeling, odds are you should probably listen to your gut.

Have a money question? Email us, ask jill [at] jill on money dot com.