What’s the best strategy when considering to convert a traditional IRA to a Roth IRA? That’s the gist of our chat with Matt midway through hour one. And you’ll also hear why he’s incredibly grateful just to be able to ask the question.

Mixed in around the call we have more of the usual emails.

Today we think statistics are the enemy, numbers used to mislead and confuse us. 

Our guest in hour two, Tim Harford, says that's a mistake. 

In his latest book, The Data Detective, Harford says we shouldn’t be suspicious of statistics, we need to understand what they mean and how they can improve our lives: they are, at heart, human behavior seen through the prism of numbers and are often “the only way of grasping much of what is going on around us.” 

If we can toss aside our fears and learn to approach them clearly, understanding how our own preconceptions lead us astray, statistics can point to ways we can live better and work smarter.

Have a money question? Email me here.

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.