After President Biden signed executive orders addressing the pandemic itself and its financial fallout, it hopes to turn to other ways to boost the economy and help Americans.
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A surprising star has emerged from the pandemic-induced recession: the housing market.
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Last week, the Federal Reserve decided not to raise interest rates. The more dovish Fed outlook pushed down interest rates, which led mortgage rates to 14-month lows. The current 30-year fixed rate loan stands at just under 4.3 percent, just in time for the spring home buying season.
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Spring home buying season has arrived and with wages up, mortgage rates down and inventory slowly increasing, many first time buyers are ready to enter the market. Before you get sucked into the vortex of never-ending open houses (say goodbye to your weekends!), you need to guard against the emotional pull that real estate creates, especially for those who have never gone through the process before.
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